What is ATV Insurance?
ATV insurance keeps you and your off-road vehicles protected, wherever the trail leads. From accidental damage to theft, our policies help you ride with confidence. Let’s find the right coverage for your adventures.
Insure Your ATV From:
Collision Damage
Theft & Vandalism
Bodily Injury
Property Damage
Uninsured Riders
Medical Expenses
FAQ
What does ATV insurance cover?
ATV insurance typically covers physical damage to your vehicle, liability for injuries or damage you cause, theft, and medical payments if you're hurt in an accident.
Do I need ATV insurance if I only ride on private property?
Insurance is still valuable, as accidents and theft can happen anywhere—even at home or on private trails.
Are passengers covered under my policy?
Many policies offer guest passenger liability, but coverage varies. Always check your plan or ask your agent for specifics.
What factors affect my ATV insurance rates?
Factors include the type of ATV, your riding history, location, age, and the specific coverage options you choose.